Leadership requires many qualities, but one of the most critical is the ability to stay calm. There is no room for drama in leadership. Drama occurs when there is an exaggerated emotional reaction to a situation—what some call the “drama gap.” The larger the gap between the situation and the emotional response, the more unnecessary […]
Our Unexpected Journey into Debt: Lessons Learned and Moving Forward
I’ve never been an advocate for debt. In an ideal world, people wouldn’t carry consumer debt because it limits financial freedom—freedom to save, invest, and spend on the things that truly matter. But sometimes, life throws unexpected challenges our way, and even the most financially responsible people can find themselves in debt. How We Landed […]
Leadership Begins with Responsibility
John Maxwell said, “Everything rises and falls on leadership.” I believe this to be true. The first rule of leadership is taking responsibility. Whether leading a household, a company, a political office, or any team, the leader must own the outcome. When leaders adopt this mindset, they reclaim their power and refuse to be victims […]
Should You Avoid Credit Cards and Use Cash Instead?
Credit cards—friend or foe? If you’ve ever found yourself staring at a massive bill at the end of the month, you might lean toward the latter. On the other hand, if you’ve racked up airline miles and cashback rewards, you probably see them as a useful financial tool. So, should you avoid credit cards altogether […]
Considering Bankruptcy? Here’s What You Need to Know First
Bankruptcy is often seen as a financial “reset button,” but let’s be honest—it’s not a decision to take lightly. If you’re drowning in debt, you might be wondering if bankruptcy is the only way out. Spoiler alert: It’s not always your only option. Before you make a move, let’s explore what bankruptcy really means, the […]
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