Always start no matter what resources you have. Start in building a business. Start in investing. Start a personal growth plan. Start going to the gym. Start! Nothing changes if nothing changes.

Chase growth and helping people. Everything else will take care of itself.

Build consistency in personal development the first 30 days of the year:

  1. Assess where you need to grow
  2. Commit to reading in that area 20 mins per day
  3. List to one audio or podcast in that area each day
  4. Reflect on what you are learning - journal key learning points
  5. Apply what you are learning in your work or in your interactions with people

Bonus - Reflect what you are learning with a mentor or coach and see perspective and insights.

Good health system to follow for the New Year to be better than most:

30 min per day cardio which might include walking

Spend time outdoors in nature

Protein dense meals with no snacking

Water - half body weight in oz

Sleep - 7-8 hours

‪Amazing what 20 minutes of reading a day can look like in a year. So much knowledge gained. When you invest in yourself, your investment compounds.‬

‪Unfortunately, I think most people are in their comfort zone which is the failure zone. Few are hungry to grow. Life is boring if you don’t face the resistance to grow. ‬

I think most of the time people are just told they need to create a budget, but they don’t have a system for a budget and so they fail. Creating and managing a budget should be easy if you have a system to follow and then it becomes just daily habits that happen without really thinking about them.

Budget System Example:

System: Budget system

Steps: Create monthly budget -> track income → track spending -> allocate → review weekly

Trackable Habits: Review budget weekly, track spending daily

System = the outcome-driven structure

Steps / processes = how the system operates

Habits = the repeatable actions that sustain the steps

Income without stewardship does not create freedom.

Stewardship without income limits freedom.

You need both.

Discipline and lead yourself to steward, the resources, time, talents, and thoughts God has given you.

It’s important to develop a strong a.m. and p.m. routine.

“What will determine your 2026 results is not how motivated you feel in January, but the systems you build now.

If you want 2026 to be different, don’t just set new resolutions. Start designing better systems before the year begins.”

Worthy goals for the first 3 months of the year.

Achievable with the right systems.

  1. Grow in faith
  2. Improved health
  3. X% Business growth

Figure out what each goal looks like in your mind.

How will you measure success?

What steps do you need to follow each day to create the result?

What are the trackable habits?

Execute. Get after it.