When grappling with overwhelming debt, many consider debt settlement companies as a potential solution. These organizations negotiate with creditors on your behalf to reduce the total amount you owe. While this might seem like an attractive option, it’s important to understand how debt settlement works, its potential impact on your credit score, associated fees, and […]

In today’s post, I want to introduce you to Christian Credit Counselors, a nonprofit organization dedicated to helping individuals and families achieve financial freedom through faith-based credit counseling and debt management services. As a previous volunteer budget coach with Crown Financial Ministries, I’ve referred people to them in the past and received positive feedback about […]

If you’re struggling with credit card debt or other financial challenges, consumer credit counseling could be a viable solution. These services provide financial education, budgeting assistance, and structured repayment options. But is it the right choice for you? Let’s explore what consumer credit counseling agencies do, how to find one, and whether it’s the best […]

If you’ve decided to consolidate your credit card debt, there are a few important steps to take to ensure you’re making the best financial decision. Consolidation can simplify payments and potentially lower your interest rate, but it’s essential to choose the right method for your situation. Here’s how to consolidate your credit card debt effectively. […]